Home Buying

RERA Explained: How It Protects Buyers in Navi Mumbai

Feb 10, 2026 6 min read

Demystifying MahaRERA. Learn how this regulatory framework ensures timely delivery, protects your money, and safeguards your Navi Mumbai property purchase.

1What is RERA?
2Your Rights as a Buyer
3How to Check MahaRERA Status
FAFrequently Asked Questions

What is RERA?

Definition

RERA (Real Estate Regulatory Authority) is a government act that protects home buyers from delayed possession and builder fraud. In Maharashtra, it is enforced by MahaRERA, which mandates that 70% of buyer funds must be kept in an escrow account dedicated strictly to building construction.

Your Rights as a Buyer

Standardized Carpet Area: Builders can only charge you for the actual usable "Carpet Area", not the ambiguous "Super Built-Up Area".
Interest on Delay: If the builder fails to give possession by the promised RERA date, they are liable to pay you monthly interest.
5-Year Defect Liability: For 5 years after possession, the builder must fix any structural defects at no cost to the buyer.
No False Advertising: The builder cannot alter the building plan or amenities shown in the RERA registered brochure without written consent from 66% of buyers.

How to Check MahaRERA Status

Always ask the builder for the RERA Registration Number (e.g., P520000XXXXX). Go to the official maharera.mahaonline.gov.in portal, enter the number, and check the "Project Details". Verify the expected completion date and ensure there are no legal litigations noted against the project.

Frequently Asked Questions

RERA is a regulatory body that protects buyers by mandating standardized carpet area pricing, enforcing strict possession deadlines, and giving a 5-year structural defect warranty.

No! It is illegal for a developer to market or sell under-construction properties over 500 sq meters without a valid MahaRERA registration.

Under RERA rules, a builder cannot ask for more than 10% of the property cost as an advance or token before registering the formal Agreement for Sale.

No, a builder cannot make any alterations or additions to the approved floor plans without the prior written consent of the buyer.

If delayed beyond the RERA deadline, the buyer has the right to completely withdraw and claim a full refund with interest, or stay invested and receive monthly interest compensation.

Written By

Amit Deshmukh

Legal Advisor

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